Start with the functions that must continue
List the work your organization needs to keep doing and what each function depends on: people, devices, secure records, communications and workspace. Decide who owns the continuity plan and who coordinates the property assessment. Keep staff instructions in one place and identify the person who can change them.
Remote work or a temporary office can reduce disruption, but it does not settle the condition of the affected premises. Keep the return-to-office decision separate from the decision to maintain operations elsewhere.
Map the office into useful work zones
| Zone or asset | Scope question |
|---|---|
| Workstations and furniture | What is assessed, cleaned, moved or replaced, and how is it tracked? |
| IT and communications | Who assesses affected devices and confirms safe, secure reuse? |
| Paper files and archives | Which records need controlled handling and specialist recovery? |
| Meeting and public areas | What inspections or restrictions affect staff and visitors? |
| Server, electrical and service rooms | Who controls access and the relevant specialist assessments? |
| Shared building systems | What belongs to the landlord’s or manager’s workstream? |
Use the actual floor plan and room names. Record areas that remain inaccessible, even when they contain an important system or file. Do not allow a completion claim for accessible rooms to obscure those exclusions.
Treat device recovery and data recovery separately
A device may contain valuable data while still needing an electrical or contamination assessment before use. Do not power on fire- or water-affected equipment simply to check whether the files remain. Coordinate the qualified equipment specialist with your IT or security team and define handling, custody and data-access permissions.
Keep credentials, employee records and client data out of a general restoration enquiry. Use asset identifiers and a description of the recovery need; arrange any sensitive access through the organization’s approved process.
Prepare a phased return only with a defined boundary
If only part of the office is proposed for use, identify entrances, exits, staff routes, facilities and separation from work. The responsible professionals and authorities must determine what is acceptable for the actual situation. Keep the permitted use, restrictions and review date in the staff update.
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Keep claim and project records connected
Record actual relocation, equipment, storage and other costs with the reason, date and authorization reference. Ask your insurer which records are required for any interruption or extra-expense claim. Save the final scope, inspection records, system instructions and outstanding-work list in the organization’s project file.
Source: Insurance Bureau of Canada · business coverage.
Use the project records worksheet for a non-sensitive summary of the scope and next questions.
Sources and further reading
Reviewed October 11, 2026. Follow the source’s current guidance and the instructions for the actual property.